Top Ten Ideas for work 50+

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This list will help you to think through some ideas of the kind of work possibilities that exist as you look at second careers. Remember the world is a constant changing place and we need to keep up and build our skills around technology to assist with many possible jobs on offer.  Here are some of my top ideas for you. Work in this season does not need to be fulltime but rather a mixture of work and play. Entrepreneurship is a choice many of need to make in this season. Make sure you know w...
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You have not saved enough. Now what?

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I have attended many financial talks where they use scenarios to show you what your situation will look like in retirement. Many times I have heard the question asked from the audience “what if I have not saved enough? In fact I have less than half of your worst case scenario in investments”. In most case the answer I hear is “well it is too late to do anything about it.” I believe it is never too late. If we lived in a perfect world we would have saved 15% of our salary from our first pay ch...
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You have not saved enough. Now what?

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I have attended many financial talks where they use scenarios to show you what your situation will look like in retirement. Many times I have heard the question asked from the audience “what if I have not saved enough? In fact I have less than half of your worst case scenario in investments”. In most case the answer I hear is “well it is too late to do anything about it.” I believe it is never too late. If we lived in a perfect world we would have saved 15% of our salary from our first pay ch...
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Longevity Risks and Opportunities by Kay Darbourn

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If you have the opportunity to plan for your future in advance – then do so! We are constantly learning more about how long we might live and for those of us in our fifties we might have a further 30 to 40 years to enjoy… It is important to consider how best we can plan for this future and the different perspectives involved to help us with our options. Let’s focus for the moment on the “company” perspective versus your own requirements – you both will have different objectives and if you co...
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Are your policies all in one place and does your family know what needs to happen when you die?

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My mother died two years ago and I am the executor of her estate. This is something I have never done before and I have learnt a lot of lessons. One I have learnt is that it is not fun to be involved in this kind of work and two that I want to ensure that my records are well documented and do not become a huge burden for my children when I die. The story I am about to tell you, should also ensure that at the end of the day it is your responsibility and that BIG BROTHER insurance company is no...
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You will not retire like your parents and grandparents. Are you ready for change?

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The world is a challenging and exciting place. Those of us now 50+ are in the last part of our formal work life if we look at our lives through the history lens and compare it to our parents and grandparents. For many in this age group, you may already have a very different journey on this path. We are living longer, technology is changing our world every day and most of us have not saved enough to contemplate this next season without some sense of fear in our hearts. Why is it so different? ...
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What is LOVE?

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It is amazing as we get close to 14 February how the marketing world hots up around this topic. Just like Christmas and other holidays, the marketers consume our minds and pockets about how important this time is. Daily I get Facebook reminders,emails, sms's all reminding me about what LOVE is???? I am not cynical or sad because I do not have a partner at this time. I am sad about what the consumer world is doing to us as humans. Love is one of the most important human elements of life and encom...
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Gini coefficient

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The Gini coeffecient is a complex calculation. In simple terms it is a measure of the difference between the rich and the poor within a country. The bigger the difference the worse the gap. Sadly this is a South African statistic that we should never be proud of. At the moment we hold the award of having the greatest difference of any nation in the world. Developing nations will always have this as a challenge. The rich have so much and the poor have so little. This past week I saw a few exam...
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The world of work

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Every day I get up to work. Sometimes I work for money and sometimes I work for free. At times the work I do for free adds more value to my life than the work I do for money. The worldview is that work = money. Do you agree? In South Africa we do not have a volunteering mindset. Maybe it is part of our history? The question is how do we change this? The world of work is changing. We now have more of a portfolio approach where work for money will be one of the components of the whole. Work for ...
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The vision of REFIREMENT in Communities

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Refirement Network has a vision to engage a specific demographic group- The 50+ generation called the Baby Boomers. This generation is heading for retirement in the next few years and due to longevity, technology and finance we need to change the way we plan this stage of life.We may have 25-30 healthy years beyond our 50th birthday. Have you planned how you will add value, keep earning and live in this extra season. In his book, The Abundant Community, John McKnight and Peter Block state the...
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