Quick facts – The latest on retirement

In Sickness and in Health
How one long-married spouse fares emotionally and physically can greatly impact the other. Recent research discovered a strong association between such depressive symptoms as loneliness, unhappiness, and restlessness, and physical limitations (i.e., cooking, climbing stairs). The link has been found among individuals, but never before to spouses, and suggests practitioners consider the health of the other spouse when treating their patient.

Calculations for Couples
Singles need 40% more than couples to maintain the same retirement lifestyle. In other words, it costs one person about 75% of what two would pay. In retirement planning for both groups, financial advisors are noting how couples can use their situation to an advantage. It may be pooling risks, with savings supporting the survivors, tag-teaming their investments so that their portfolios complement one another, or purchasing a longevity annuity which could amount to considerable savings compared to what a single person would spend.

Boomers the biggest TV watchers
Although the average age of television viewers is 51, ads reaching the 18 to 49 year old group are the most costly. TV networks are now looking to charge advertisers more to reach older audiences as the Baby Boomers (ages 47 to 65 this year) watch a disproportionate amount of TV and represent a significant portion of consumer spending. To appeal to older audiences, they are also creating shows featuring older actors.

International Ageing
Workers around the world are choosing to stay in the workforce beyond the traditional retirement age for a variety of reasons: greater longevity, the desire of a sense of purpose, the global recession, the need for continued income and declining birth rates. In China, the problem has much to do with their longstanding efforts at population control, resulting in fewer younger workers to support the older members of society.

Falling for Vitamin D
More than one-third of people aged 65+ fall every year. Sometimes a vitamin D deficiency is the culprit. Vitamin D seems to improve muscle function and strength, and repairs and builds muscle fibres. Individuals taking 700-1,000 mg of vitamin D daily have an approximately 20% reduction in falls.